HDFC Bank offers additional 0.50 per cent interest across tenors to senior citizens.
FD interest rates of different banks vary by deposit amount, deposit tenure and type of depositor. Updated: 06 Dec 2020, 12:35 PM IST Sangeeta Ojha. HDFC Bank revised its interest rates on fixed deposits with effect from November 13, 2020. Maturity Period. Senior Citizens. FD interest rates HDFC Bank (below Rs 2 crore) effective from November 13, 2020: On deposits between 7 days and 29 days, HDFC Bank offers a 2.50 percent interest rate. 3 percent on deposits.
HDFC Bank offers additional 0.50 per cent interest across tenors to senior citizens. The maturity period for fixed deposits offered by the HDFC Bank starts from seven days and go on for 10 years. HDFC Bank revised its interest rates on fixed deposits with effect from November 13, 2020. HDFC Bank, the country’s largest private sector lender, currently offers 5.50 per cent interest on fixed deposit account below Rs 5 crore with tenure of 5 years 1 day – 10 years, according to HDFC Bank website https://www.hdfcbank.com. (Also Read: Kotak Mahindra Bank Offers These Interest Rates Annually On Fixed Deposits)
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Below are the fixed deposit interest rates offered by HDFC Bank:
Tenor Bucket | Interest Rate (per annum) | Interest Rate For Senior Citizen Rates (per annum) |
---|---|---|
7 – 14 days | 2.50% | 3.00% |
15 – 29 days | 2.50% | 3.00% |
30 – 45 days | 3.00% | 3.50% |
46 – 60 days | 3.00% | 3.50% |
61 – 90 days | 3.00% | 3.50% |
91 days – 6 months | 3.50% | 4.00% |
6 months 1 days – 9 months | 4.40% | 4.90% |
1 year 1 day – 2 years | 4.90% | 5.40% |
2 years 1 day – 3 years | 5.15% | 5.65% |
3 year 1 day- 5 years | 5.30% | 5.80% |
5 years 1 day – 10 years | 5.50% | 6.25% |
Source: HDFC Bank
Reserve Bank of India Governor-led Monetary Policy Committee (MPC) on Friday (February 4) decided to maintain key policy rates at existing levels, saying that the “need of the hour is to back growth.” The Reserve Bank kept the repo rate unchanged at 4 per cent and reverse repo rate untouched at 3.35 per cent.
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Hdfc Fixed Deposit Interest Rates 2020 Mortgage
“Going forward, the Indian economy is poised to move in only one direction and that is upwards. It is our strong conviction, backed by forecasts, that in 2021/22, we would undo the damage that COVID-19 has inflicted on the economy,” Reserve Bank of India Governor Shaktikanta Das said after announcing the rate decision. Blackjack ski resort map.